Funeral & Family
Protection Cover
Funeral cover
Funeral cover is designed to pay for funeral costs and other once-off final expenses, so that your family members do not have to struggle financially at an already difficult time. You can decide how much funeral cover you need and who you’d like to include in your policy, and you’ll then pay a monthly premium. You can speak to a SanlamAllianz adviser about personalised funeral cover options.
Why choose SanlamAllianz Funeral Cover ?
Here are some benefits available on the Prestige Funeral Plan. The benefits you qualify for depend on your Prestige Funeral Plan benefit tier, which is determined by your policy premium.
If you or one of your loved one passes away, this will provide N$200 airtime to help your beneficiaries contact family members to make the necessary arrangements
Our assisted services give you access to on-line and toll free telephonic assistance that you may not normally have access to. You can use these services at any time during the life of your policy and while you are a SanlamAllianz Extra Rewards member (applicable to Prestige Plans). The benefit includes 24 hour health advice, emergency medical services, telephonic trauma counselling, and tele-doctor consultations.
Receive funeral and funeral-related products and services when making use of /choosing NAMBOB Funeral Solutions as preferred funeral services provider (applicable to Prestige Plans). Depending on the tier of participation in SANLAMALLIANZ EXTRA, you can get discount on coffins/caskets, free glossy programs, and free water.
Get rewards such as airtime, grocery vouchers, and participation in exclusive competitions.
You can increase the cover amount by increasing the premium every year. This will help you keep up with the rising costs of burying a loved one.
You can request a break between payments if you need it
Provided the policy premium is up to date, only pay your policy fee in January every year
Provided that premiums have been paid for at least 15 years, no more premiums are payable from 65 age next birthday, while cover remains intact.
For deaths due to natural causes, that occurred when 4 or less months have passed or 4 or less premiums have been received, all premiums received will be refunded. For deaths due to natural causes, that occurred when 5 months have passed and 5 premiums have been received, ex-gratia claim amount will be paid equal to the smaller of the cover amount and N$10 000.
Funeral claims are paid within 7 hours from the time all required documents have been submitted.
Prestige Funeral Plan policy
There are a number of optional rider benefits that can be added onto your Prestige Funeral Plan policy.
- Funeral cover for extended family members
- Repatriation Benefit : This benefit pays the cost of transporting the remains of a deceased family member to a place of burial, up to a maximum of specified cover amount. This could be you, your spouse, or your children.
- Tombstone Benefit : This benefit provides a payout if someone you have covered under this benefit dies. This could be you, your spouse, or your children.
- Commuter Benefit : This benefit provides a payout if someone you have covered under this benefit dies due to a road accident. This could be your spouse or your children.
- Family Supporter Benefit : If you or your spouse die this benefit will pay N$1 200 per month for 6 (six) months to help your beneficiaries with family expenses.
- Daily Hospital Benefit : This benefit pays an amount for each day someone covered under this benefit is hospitalised. This could be you, your spouse or your children.
- Lump Sum Hospital Benefit : This benefit pays a lump sum on hospitalization of you or your spouse.
- Income Protection Benefit : This benefit pays a monthly income if you become unable to earn an income due to an accident.
- Personal Accident Benefit : This benefit pays out a lump sum if you suffer specified injuries in an accident, such as loss of one of the big toes or one of the fingers, permanent and irrevocable loss of, or loss of use of, one hand/arm/foot/leg, total permanent and irrevocable loss of vision in one eye, third-degree burn wounds, permanent disability, death and hospitalization costs.
- Retrenchment Benefit : This benefit pays a monthly income if you are retrenched.