SanlamAllianz Extra

With SanlamAllianz Extra you get so much more than just funeral cover, you also get Extra benefits that’ll make a real difference in your day-to-day life.

Welcome to a world of Extra benefits and rewards where you get real benefits. We're talking extra insurance-related benefits, extra vouchers, extra discounts and extra assistance when you need it – all for simply paying your monthly premium every time.

SanlamAllianz Extra is our unique rewards programme available only to holders of our Prestige Funeral Plan. By taking out a Prestige Funeral Plan, and paying your policy premium monthly, you and your family have the peace of mind of hassle-free, extensive funeral cover, and so much Extra. Now, you also have access to real-life rewards that you can use throughout the life of your policy.

Extra Rewards With Lifestyle Benefits You Value

Get so much more than insurance. When you take out our new Prestige Funeral Cover, you and your family have the peace of mind of hassle-free, affordable funeral cover, and you get real-life SanlamAllianz Extra rewards that make a difference in your day-to-day life.

For a small, monthly fee, you get exclusive discounts and shopping vouchers to spend at local supermarkets and food outlets, airtime top-ups, emergency medical support, and a whole lot of other extra benefits.

Extra Rewards? Sign Me Up
Signing up is as simple as 1, 2, 3:

  • Take out a SanlamAllianz Prestige Funeral policy, and you will automatically become part of SanlamAllianz Extra
  • Pay your monthly premiums every month to earn rewards
  • Continue to pay your premium consecutively, every month, and earn more rewards throughout your policy

How Does It Work?

The benefits you receive depend on the tier that you are on. The higher your monthly premium, the higher your tier and the better your benefits.

TierMonthly premiumMonthly SanlamAllianz Extra fee
SilverBelow N$180 /monthN$20
GoldN$180 - N$225 /monthN$20
PlatinumN$225 - N$375 /monthN$25
DiamondN$275 - N$375 /monthN$30
OnyxMore than N$375 /monthN$40


Let's Talk Extra Benefits

Different policy tiers receive different rewards. By increasing your monthly premium, you will be rewarded with more benefits. The table below illustrates what rewards you can expect on each tier.

Insurance

RewardSilverGoldPlatinumDiamondOnyx
Payback of premiums for natural death claims in the waiting period
Ex-gratia payment for natural death claims in the waiting period
Seven-hour claim payments
Airtime on death: N$200
Premium holiday
January premium payment break
Premium Paid-up benefit

Preferential customer service in walk-in client service centres



Assisted services

RewardSilverGoldPlatinumDiamondOnyx
24-hour Health advice
Emergency medical services
Telephonic trauma counselling
Tele-doctor


Vouchers

RewardSilverGoldPlatinumDiamondOnyx
Airtime and data
School uniforms and clothing
Stationery

Groceries

Restaurants


Pharmaceuticals




Competition Entries

RewardSilverGoldPlatinumDiamondOnyx
Furniture
Electronics
Restaurants

New cell phones


Travel and leisure


Health and personal care


Payback of premiums in the claim period

For natural death claims received within the waiting period of six months, Sanlam will refund the premiums received for the specific life assured claimed.

Ex-gratia payment

For natural death claims received after five months have passed and five premiums have been paid, Sanlam will pay a pro-rata claim amount equal to the smaller of N$10,000 and the cover amount for the specific life assured claimed.

Seven-hour claim payment

Get paid within seven working hours after all claim requirements and paperwork are received.

No payment in January

Avoid January money stress. Sanlam will waive or refund your premium for the month without affecting your cover.

Premium holidays

You can request two premium holidays of three months each over the policy’s lifetime, meaning you do not have to pay a premium in the six months you choose to use this benefit. This benefit is additional to the yearly ‘No payment in January’ benefit. If you are eligible for this benefit and your premium payment defaults, you can opt to backdate the benefit, and your policy will be reinstated at no additional cost.

Premium paid-up benefit

Provided you have paid your premiums for 15 years, Sanlam will pay premiums on your behalf when the life assured reaches the age of 65. Your cover remains active, and you will still enjoy all your Sanlam Extra benefits without paying the monthly premium or Sanlam Extra fee. If you are eligible for this benefit and your premium payment defaults, you can opt to backdate the benefit, and your policy will be reinstated at no additional cost.

Assisted services

Receive telephonic support services 24 hours, seven days a week. Get telephonic access to 24-hour health advice, emergency medical services, trauma counselling, online teaching, and Tele Doctor consultations.

Vouchers

Receive vouchers from local shops, loaded to your phone or Sanlam Extra card. These include airtime and data, groceries, cell phone deals, restaurant meals, school stationery, pharmaceuticals, VIP experiences and more.

Competition entries

As a Sanlam Extra member, you stand a chance to win vouchers in specific lifestyle categories. Sanlam Extra will automatically enter you into a competition depending on your tier. The higher their tier, the higher the value of the voucher, the more competitions you enter, and the higher your chance to win! Winners will be selected randomly and notified via SMS.

Airtime on death

On acknowledgement of a death claim, Sanlam will make an airtime payment of N$200 per life assured covered under the funeral benefit. The payment will be made to the policy owner or beneficiaries.

Frequently Asked Questions

General

How do I contact SanlamAllianz if I have questions?

For more information or assistance regarding the SanlamAllianz Extra rewards programme, please contact the SanlamAllianz Customer Care Centre on:
Telephone: 061 294 7440
Or use one of the following digital channels:
SanlamAllianz website
Email: namibia.client@sanlamAllianz.com.na
Or visit any SanlamAllianz branch for assistance.

Can you I choose not to take part in the rewards programme?

All clients with a Prestige Funeral Plan policy automatically participate in the SanlamAllianz Extra rewards programme. Clients cannot choose not to take part, and also cannot opt out of the program.

What is a tier?

We call the different levels of the SanlamAllianz Extra rewards programme tiers. There are five tiers (silver, gold, platinum, diamond and onyx), and your tier depends on what your risk benefit premium is.

TierPremium Range
SilverTotal risk benefit premiums (excluding policy fee) < N$180 per month
GoldN$180 < risk benefit premiums (excluding policy fee) <= N$225 per month
PlatinumN$225 < risk benefit premiums (excluding policy fee) <= N$275 per month
DiamondN$275 < risk benefit premiums (excluding policy fee) <= N$375 per month
OnyxTotal risk benefit premiums (excluding policy fee) > N$375 per month
Is the programme free?

No. Clients pay a rewards fee depending on the tier they participate in.

TierMonthly Policy Fee
SilverN$ 20
GoldN$ 20
PlatinumN$ 25
DiamondN$ 30
OnyxN$ 40
Why should I pay to take part in the rewards programme?

You get a lot of benefits for the fee you pay. The value of these benefits is more than the cost of the fee. Depending on the tier you participate in, you could qualify for:

  • Vouchers:
    • Airtime vouchers
    • School uniform vouchers
    • Stationery vouchers
    • Grocery vouchers
    • Pharmaceutical vouchers
    • Restaurant vouchers
  • Medical assistance services for yourself and your immediate family, such as 24-hour health advice, emergency medical services, telephonic trauma counselling and tele-doctor consultations
  • Entry into competitions to win vouchers for furniture, electronics, taxi services, restaurants, cell phones, airtime and data, travel and leisure, as well as health and personal care
  • SanlamAllianz will pay your claims within seven hours from receiving all the necessary documents.
  • If your premium is more than N$180 per month, SanlamAllianz will:
    • Give you (or your beneficiaries) N$200 on the death of any life assured
    • Give you access to two premium holidays if you are unable to pay premiums for financial reasons
    • Waive or refund your risk benefit premium payment in January so that you only need to pay your policy fee, relieving financial pressure at the start of the year
  • If your premiums are more than N$225 per month, you get the following extra benefits:
    • At the age of 65, if you have already paid premiums for 15 years, SanlamAllianz will waive the premiums for the rest of the policy lifetime. You and your loved ones remain covered without having to pay any premiums after this date.
  • If your premium is more than N$375 per month, you will get VIP treatment when visiting a SanlamAllianz client service office
What happens if I miss a premium payment?

Vouchers and rewards are issued upon successful premium payment. You will forfeit your SanlamAllianz Extra benefits for that month if you miss a payment due. Use of the No Payment in January and Premium Holiday benefits will not disqualify you due to non-payment in the months they are used.

If I have an emergency but my policy is in arrears, will I be shown away if I phone the emergency number?

No, you will be assisted on the emergency number even if your policy is in arrears. You do not lose your assistant services while policies are in arrears and can continue using it as long as your policy is active.

How do I activate my insurance benefits?

Insurance benefits will be automatically activated. The only benefit you need to apply for is the Premium Holiday benefit (when you need it). You can do this by contacting your SanlamAllianz financial adviser or broker or phoning the SanlamAllianz Customer Care office on 061 294 7440.

Where do I get my SanlamAllianz Extra card?

Cards can only be collected at a SanlamAllianz branch, where your details will be verified to make sure the correct person gets the card and the card number will be activated. Lost and damaged cards should also be collected from branches.

SanlamAllianz has branches at:

  • Eenhana
  • Gobabis
  • Grootfontein
  • Katima Mulilo
  • Katutura
  • Keetmanshoop
  • Mariental
  • Ondangwa
  • Oshakati
  • Otjiwarongo
  • Outapi
  • Rundu
  • Swakopmund
  • Tsumeb
  • Walvis Bay
  • Windhoek
Can I send someone else to collect my card for me?

On acknowledgement of a death claim, SanlamAllianz will make an airtime payment of N$200 per life assured covered under the funeral benefit. The payment will be made to the policy owner or beneficiaries.

Why can't you post my card to me? I live far away and can't go into town to fetch it?

Unfortunately, even if the card was sent via post you will still need to come to the nearest SanlamAllianz office to activate the card on your policy. Therefore, the card cannot be posted.

What benefits do I qualify for?

Depending on your rewards tier, you qualify for the following benefits:

RewardSilverGoldPlatinumDiamondOnyx
Payback of premiums in waiting period
Ex-gratia claim from five months
Seven-hour claim payments
Airtime on death: N$200 – any life assured
Premium holiday of six months over policy lifetime
No payments in January
Paid-up at 65 (Min 15 year payments)
RewardSilverGoldPlatinumDiamondOnyx
Preferrential service at all SanlamAllianz Client Care Offices
RewardSilverGoldPlatinumDiamondOnyx
24-hour health advice
Emergency medical services
Telephonic trauma counselling
Teledoctor consultations
RewardSilverGoldPlatinumDiamondOnyx
Airtime & data1 x N$20
voucher annually
(3 months from policy inception/anniversary)
1 x N$20
voucher annually
(3 months from policy
inception/anniversary)
1 x N$20
voucher annually
(3 months from policy
inception/anniversary)
1 x N$20
voucher annually
(3 months from policy
inception/anniversary)
4 x N$20
vouchers annually
(every 3 months from policy
inception/anniversary)
School uniforms & clothing @ Jet1 x N$50
voucher annually
(in December)
1 x N$50
voucher annually
(in December)
1 x N$50
voucher annually
(in December)
1 x N$50
voucher annually
(in December)
Stationery @ Woermann Brock1 x N$30
voucher annually
(in December)
1 x N$30
voucher annually
(in December)
1 x N$30
voucher annually
(in December)
Groceries @ Woermann Brock2 x N$20
vouchers annually
(every 6 months from policy
inception/anniversary)
3 x N$20
vouchers annually
(every 4 months from policy
inception/anniversary)
3 x N$30
vouchers annually
(every 4 months from policy
inception/anniversary)
Pharmaceuticals @ Woermann Brock1 x N$30
voucher annually
(8 months from policy
inception/anniversary)
1 x N$30
voucher annually
(8 months from policy
inception/anniversary)
4 x N$30
vouchers annually
(every 3 months from policy inception)
Restaurant vouchers @ Hungry Lion1 x N$30
voucher annually
(8 months from policy
inception/anniversary)
2 x N$30
vouchers annually
(every 6 months from policy
inception/anniversary)
Total voucher value per year2070170220430
Why must I add premium and cover growth on my policy? What if I don’t want it?

By adding premium and cover growth to your policy, you ensure that your cover amount adjusts every year and is not eroded by inflation. The costs of funerals increase every year, so your cover should too.

Some life assureds also only qualify for a limited amount of cover. By adding growth, it ensures that these clients’ cover also increases over time to a bigger cover amount.

The growth only happens every year on the policy anniversary. A lot can happen in a year’s time and your financial situation could look different then. If you are unable to afford the increase, you can always skip the growth for that year, or you can cancel the growth entirely and the policy will never increase again.

Will my policy fee also increase every year?

Yes, your policy fee will also increase every year. The percentage is not fixed, and will be determined every year but will never be more than 10%. It will not necessarily be the same percentage as the growth on your risk benefits.

Can I skip or cancel the growth on my policy fee?

Yes, you can, but then you forfeit (lose) your airtime vouchers that are awarded to you in the year it is skipped. If you completely cancel the growth, you lose your airtime vouchers completely.

What happens to my SanlamAllianz Extra benefits if my Prestige Funeral Plan policy lapses?

When your Prestige Funeral Plan policy lapses, you forfeit (lose) any future rewards on the policy. Rewards already given to you won’t be taken away – they can be redeemed even after lapse if not yet used (provided it has not yet passed the reward expiry date). But you will not qualify for any new rewards after the lapse date. This includes the assistant services – you cannot use the assistant services and medical emergency number when your policy has lapsed.

How do I know when my next rewards are due?

Please contact the SanlamAllianz Customer Care Centre at:

Or visit any SanlamAllianz branch for assistance.

How do I check what rewards I have not yet claimed/redeemed?

Please contact the SanlamAllianz Customer Care Centre at:

Or visit any SanlamAllianz branch for assistance.

What do I do if I didn’t receive my rewards?

This could be for different reasons such as:

  • Your policy may be in arrears
  • Your rewards may not yet be due
  • The contact details we have on record for you is wrong, etc.

Please contact the SanlamAllianz Customer Care Centre for assistance at:

Can I swap my rewards for cash?

No, you cannot.

If I lose my SanlamAllianz Extra rewards card for Woermann Brock, do I lose all my rewards that are on it too?

Please contact the SanlamAllianz Customer Care Centre at:

Or visit any SanlamAllianz branch for assistance.

We will be able to issue a new card and transfer any remaining rewards from your old card to the new one.

If I lost rewards because my policy was in arrears, will I get the rewards if I come to pay my outstanding premiums?

Once a reward has been forfeited (lost) you cannot get it back by paying the outstanding premiums. However, if you pay in the outstanding premiums, you will get rewards again in future.

Who gets the SanlamAllianz Extra rewards?

The policy owner always gets the rewards (even if the premiums are paid by someone else).

Do I get discount on my premiums if I do not use all of my rewards?

No. If you choose not to use the benefits and rewards, you lose them when they expire.

How do I change my cell phone number and/or email address with SanlamAllianz?

Please contact the SanlamAllianz Customer Care Centre at:

Or visit any SanlamAllianz branch for assistance.

I am not getting any SMSes from SanlamAllianz for my rewards. Why not?

The contact details we have for you may be wrong. Please contact the SanlamAllianz Customer Care Centre at:

Or visit any SanlamAllianz branch for assistance.

I never know what promotions I qualify for, why are you not letting me know?

The contact details we have for you may be wrong. Please contact the SanlamAllianz Customer Care Centre at:

Or visit any SanlamAllianz branch for assistance.

I got an SMS to congratulate me that I have upgraded to a higher tier under the SanlamAllianz Extra rewards programme. What does this mean? Am I going to pay more for this?

If you have upgraded to a different tier it means that your premium has increased. Depending on the tier that you are in, the policy fee may increase, but you will also get more rewards.

I got an SMS to inform me that I am now on a lower tier under the SanlamAllianz Extra rewards programme. What does this mean?

Your risk benefit premium has gone down, and, therefore, you now fall into a lower tier and get less benefits (and could pay a smaller policy fee).

How do I go back to the tier I was on?

You can go back to the tier that you were on if you increase your risk benefit premium again. This can be done by increasing your cover amount, adding a new life assured or adding benefits to your policy.

Frequently Asked Questions

Vouchers

How long are vouchers valid for?

Vouchers are valid for a period of six months from the date of issue.

When do I get my vouchers?

RewardSilverGoldPlatinumDiamondOnyx
Airtime & data1 x N$20
voucher annually
(3 months from policy inception/anniversary)
1 x N$20
voucher annually
(3 months from policy
inception/anniversary)
1 x N$20
voucher annually
(3 months from policy
inception/anniversary)
1 x N$20
voucher annually
(3 months from policy
inception/anniversary)
4 x N$20
vouchers annually
(every 3 months from policy
inception/anniversary)
School uniforms & clothing @ Jet1 x N$50
voucher annually
(in December)
1 x N$50
voucher annually
(in December)
1 x N$50
voucher annually
(in December)
1 x N$50
voucher annually
(in December)
Stationery @ Woermann Brock1 x N$30
voucher annually
(in December)
1 x N$30
voucher annually
(in December)
1 x N$30
voucher annually
(in December)
Groceries @ Woermann Brock2 x N$20
vouchers annually
(every 6 months from policy
inception/anniversary)
3 x N$20
vouchers annually
(every 4 months from policy
inception/anniversary)
3 x N$30
vouchers annually
(every 4 months from policy
inception/anniversary)
Pharmaceuticals @ Woermann Brock1 x N$30
voucher annually
(8 months from policy
inception/anniversary)
1 x N$30
voucher annually
(8 months from policy
inception/anniversary)
4 x N$30
vouchers annually
(every 3 months from policy inception)
Restaurant vouchers @ Hungry Lion1 x N$30
voucher annually
(8 months from policy
inception/anniversary)
2 x N$30
vouchers annually
(every 6 months from policy
inception/anniversary)
Total voucher value per year2070170220430

Can you issue a new voucher for me if I don’t use mine before it expires?

No, you must use it within the six months. Once it has expired, you lose the voucher and cannot get it back.

How will I know if I get a voucher?

SanlamAllianz will send you an SMS on your cell phone. So, remember to let us know if your number has changed to make sure you don’t miss out!

What if the cell phone number SanlamAllianz has for me is wrong and my vouchers are sent to someone else?

It is your responsibility to inform SanlamAllianz if your number changes. SanlamAllianz cannot be held liable if the number on record is wrong and vouchers are sent to someone else. SanlamAllianz also cannot refund you for vouchers sent to someone else because your number was wrong. So, remember to let us know if your number has changed to make sure you don’t miss out!

At which store will the school uniform voucher be?

Jet stores.

How will I get my school uniform voucher?

A unique voucher number will be SMSed to you. So, make sure your cell phone number with SanlamAllianz is correct to not miss out!

At which store will the grocery vouchers be?

Woermann & Brock.

How will I get my grocery voucher?

It will be loaded onto your SanlamAllianz Extra card. So, make sure to collect your card from your nearest SanlamAllianz branch.

At which store will the stationery vouchers be?

Woermann & Brock.

How will I get my stationery voucher?

It will be loaded onto your SanlamAllianz Extra card. So, make sure to collect your card from your nearest SanlamAllianz branch.

At which store will the pharmaceutical vouchers be?

Woermann & Brock.

How will I get my pharmaceutical voucher?

It will be loaded onto your SanlamAllianz Extra card. So, make sure to collect your card from your nearest SanlamAllianz branch.

How will I get my Hungry Lion voucher?

A unique voucher number will be SMSed to you. So, make sure your cell phone number with SanlamAllianz is correct to not miss out!

What if I do not have children, can I use the school uniform voucher for something else?

Yes, you can use it for any purchase at a Jet store.

What if I do not need stationery, can I use the stationery voucher for something else?

Yes, you can use it for any purchase at Woermann & Brock.

Frequently Asked Questions

Assistant services

Who can use the assistance services?

Anyone insured on the policy can use the assistance services. They will need to provide either the policy owner’s ID number, policy number or cell phone number to access the benefits.

What if something happens to me in another country, can I use the assistance services there?

No, the emergency medical assistance services are only available in Namibia.

How do I use the assistant services?

Phone 0800 131 300 (toll-free) to make use of the 24-hour health advice, emergency medical services, telephonic trauma counselling and tele-doctor consultation services. Remember to save this number on your phone so that you have it close by if you need it. You will be asked to verify either the policy owner’s ID number, cell phone number, or policy number in order to use the service.

Do I pay to phone the assistance service number?

No, it is free of charge.

What is the 24-hour health advice?

  • Emergency medical advice
  • Assessment of symptoms and referral to the most appropriate healthcare professionals
  • Knowledge on all aspects of healthcare, including home care remedies with scheduled follow-up assessment calls, if required
  • Explained medical terms, results of tests and information relating to medications
  • Counselling for chronic ailments and diseases to minimise the impact of these conditions on daily life
  • Access to one of the most widely searched and referenced drug and poison databases in South Africa
  • Telephonic trauma debriefing and referral to a trauma counsellor, where necessary
  • Access to a pre-recorded audio health library for information on a range of medical topics

What emergency medical services can I get?

  • Access to 5,000 emergency medical personnel ready to respond to your call
  • Access to a 24-hour emergency medical assistance contact centre
  • Assistance by medically-trained agents registered with the appropriate regulatory authority
  • Constant monitoring of the incident until the ambulance provider has delivered the member to the hospital
  • Emergency pre-arrival instructions provided by agents, for example, CPR
  • Emergency transportation by an air (ISOS) or road ambulance (Namibia Medical Rescue)
  • One-way medical upgrade to an appropriate medical facility as continuation of the initial emergency response “same day” from the current treating facility that is unable to care/manage the condition of the member
  • Repatriation of the member if the specific hospital is not capable or do not have the facilities to treat the patient
  • Payment of medical transportation costs
  • There is no limit to the amount of times the benefit can be used

What are the telephonic trauma counselling services?

  • Telephonic trauma counselling (qualified nurse)
  • Telephonic trauma debriefing, 24 hours a day by a qualified nurses
  • Unlimited consultations
  • Service available 24 hours, seven days a week
  • South African public holidays: not available

How do tele-doctor consultations work?

  • Member calls the toll-free number to set up an appointment
  • Nurse sends link to client’s phone
  • Client will enter a virtual waiting room using the link, and will be linked to a video call with a General Practitioner on call (no specific app)
  • The client needs cell phone data to use this service
  • Four consultations per year per policy
  • Service is available from 08:00 to 18:00, Monday to Friday
  • Saturdays: 08:00 to 13:00
  • Sundays and South African public holidays: not available

Frequently Asked Questions

Competitions

How do I enter for competitions?

Clients will be automatically entered for competitions if they have an active, premium paying Prestige Funeral Plan policy that is not in arrears.

How will I know if I won a competition?

Sanlam will contact you on your cell phone. So, remember to let us know if your number has changed to make sure you don’t miss out

What competitions do I qualify for?
RewardSilverGoldPlatinumDiamondOnyx
Furniture
Electronics
Taxi Connect
Restaurants
New cell phones and airtime/data
Travel and leisure
Health and personal care

Frequently Asked Questions

Competition T’s & C’s

Sanlam EXTRA competition T’s & C’s
  • A person is automatically entered into a Sanlam EXTRA competition if:
    1. They have an active premium paying Prestige Funeral Plan policy with Sanlam, and
    2. They participate in a qualifying tier of the rewards program as determined by the individual competition’s rules, and
    3. The policy is paid up to date and has no premiums in arrears
  • The following person(s) will not take part in competitions
    1. Any client that does not have a Prestige Funeral Plan policy
    2. Any client that does not participate in a qualifying tier as determined by the individual competition rules
    3. Any client who’s policy is in arrears at the time of the competition
  • It is your responsibility to ensure your policy is paid up to date and all premiums received by Sanlam before the start of any competition. Any payments that are received after the start of a competition will not make you eligible for the competition, regardless of what the reason was that payments were made late.
  • The policy owner is entered into the competitions and is the only person eligible to win a prize. No other party on the policy can win.
  • The winners will be notified by means of the contact details provided to Sanlam. It is your responsibility to make sure the contact information (name, surname, cell phone number and email address) received by Sanlam is complete and correct and that of the policy owner on record. If Sanlam is unable to contact a winner due to incorrect contact details provided, the client forfeits the prize and it cannot be reissued.
  • If Sanlam is unable to reach a winner on the contact details provided then the winner forfeits the prize 3 months from the date that the winners were announced. Sanlam reserves the right to reallocate the prize as they see fit.
  • If a winner was contacted, but does not collect their physical prize (if the competition was for a physical prize) within 3 months from the announcement of the winners, the prize will be forfeited and Sanlam reserves the right to reallocate the prize as they see fit.
  • If a winner of a voucher was contacted, but does not redeem their voucher before the voucher expiry date, the prize is forfeited.
  • We give no guarantees (explicitly or implicitly) with regard to the prize(s), and specifically no guarantees are given that your participation and/or entry into a competition means that you will win a prize.
  • Sanlam does not allow for the exchange or transfer of prizes for cash or any other items/prizes.
  • The delivery of a prize to you is subject to legal and regulatory rules in force from time-to-time and you will forfeit any prize if it is prohibited by such legal or regulatory rules in force at the time that such prize is won.
  • Sanlam reserves the right to ask you for the necessary additional information, within reason, so that we can facilitate the handing over and use of the prize you have won.
  • Winners agree to cooperate and participate in all Sanlam’s media marketing related to the competition (including social media marketing). Winners also agree that Sanlam can publish their details on the Sanlam website and social media platforms without any additional compensation.
  • In the case where you are a winner of a prize to be collected from a third party, you will be contacted for a suitable delivery time and place. It is your responsibility to receive the prize as arranged/agreed.
  • You agree that your participation in the competition, as well as acceptance and/or use of the prize, or any aspect of it, is at your own risk.
  • Sanlam’s decisions regarding any issue related to competitions and associated terms and conditions is final and binding.

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