Dread Disease Cover
Focus on your health, and not the unexpected costs of a dread disease, with cover that helps you as you recover.
Financial support during serious illness
The last thing you should be worrying about if you’re diagnosed with a dread disease like cancer or suffer a severe illness event like a heart attack is surviving financially. SanlamAllianz Dread Disease Cover makes sure that you’re able to cover the unexpected costs of a serious illness – including treatment expenses not covered by medical aid as well as necessary adjustments to your lifestyle – even if you’re able to continue working through your illness. And because we’re committed to paying on our promise, we follow a consistent, fair and objective assessment approach on claims.
Now is the time to protect your future
Taking out dread disease cover today ensures that if you’re diagnosed with a serious condition in the future, you and your family will be in a position to survive it financially. And given that this type of insurance looks after you as well as your loved ones, it makes financial sense whether you already have a family to support or you’re just looking after yourself right now.
What’s the difference between Severe Illness Cover and Life Cover
Not sure whether you should opt for life insurance or dread disease cover or both? Here’s a look at what each one has to offer.
- Life Insurance
Life insurance is designed to provide financial support for your family should you pass away unexpectedly by paying out a tax-free lump sum that can be used to cover immediate and future expenses.
Payout is fast because we understand that the loss of a loved one creates immediate expenses, we give you the option of separating your life insurance payment into two portions.
- Dread Disease Cover
While dread disease cover also pays out a tax-free lump sum, it does so when you’re diagnosed with a specified serious illness. This payout can help to keep you and your family going financially if you need to take time off work to recover, for treatment costs not covered by medical aid, for other costs associated with a dread disease – home care, travel expenses for specialist treatment, childcare if you are hospitalised – or to improve your quality of life.